When the Car You've Just Bought Breaks Down

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When the Car You've Just Bought Breaks Down

You have just driven away in a car you were pleased to buy. Then something goes wrong. It makes an alarming noise, a warning light appears, or it simply will not start one morning. Once you have checked the obvious things and accepted the car has a genuine fault, you need to know where you stand.

Your options depend mainly on who sold you the car and how long ago the purchase was. The law treats private sales and trader sales quite differently, so this is the first thing to establish.

Buying from a Private Seller

If you bought the car from a private individual who was not selling as part of a business, your legal rights are limited. The seller only has to ensure the car matches any description they gave you. This means the mileage should be accurate, and any specific claims they made about the vehicle should be true.

Beyond that, a private sale is largely a case of buyer beware. The vehicle is not subject to the satisfactory quality criterion that applies to trader sales. You cannot reject the vehicle simply because it has developed a fault, unless the seller misled you about its condition.

If you believe the seller made false statements that induced you into the contract, you may have grounds to take action for misrepresentation. This would need to be assessed on a case by case basis. Misrepresentation can include not only deliberate deceit but also negligent or innocent false statements. Keeping any advertisements, messages or receipts from the sale can help if you need to make a claim later.

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Buying from a Trader

When you buy from any trader selling cars in the course of business, whether a traditional dealership or another type of business seller, you have stronger protection under the Consumer Rights Act 2015. The car must be of satisfactory quality, fit for purpose, and as described. Satisfactory quality takes into account the age, price and mileage of the vehicle, so expectations will differ between a new car and an older used one.

If a fault appears within 30 days of purchase that means the car is not as described, not of satisfactory quality, or not fit for purpose, you have the right to reject the car and request a full refund.

Between 30 days and six months, the trader must be given the opportunity to repair or replace the vehicle. If the repair is unsuccessful or the replacement is also faulty, you become entitled to reject the goods. A deduction may be made for the use you have had from the car.

After six months, you will need to prove the fault was present at the time of sale rather than caused by normal wear or something that happened later. You may need an independent inspection report to support your case.

If you bought the car remotely, such as online or by telephone, the Consumer Contracts Regulations 2013 may also apply. These regulations provide a 14 day cooling off period during which you can cancel the purchase and receive a refund.

Your situation may be slightly different. ask a question below ↓ and our editorial team will reply with our advice.

What to Do Next

Start by contacting the seller in writing as soon as possible. Set out what has gone wrong and what you want them to do about it. Keep copies of everything, including emails, letters and any repair invoices.

If the trader refuses to help or you cannot reach an agreement, you have several options:

  • If you paid by credit card for a transaction between £100 and £30,000, you may be able to make a claim against your card provider under Section 75 of the Consumer Credit Act. This applies to the full transaction value even if only part was paid on the card.
  • If you used a debit card, you might be able to request a chargeback through your bank. This is a process banks offer to help recover funds when purchases go wrong, though it is not a legal right and depends on your bank's policies.
  • You can contact Citizens Advice for guidance on your next steps and to report the trader if you believe they have acted unfairly.
  • For disputes up to £10,000 in England and Wales, the small claims court may be an option if other approaches have failed.

If the trader belongs to a trade association such as the Motor Ombudsman, you can also raise a complaint through their dispute resolution service.

Building Your Evidence

Whatever route you take, evidence will strengthen your position. Take photographs of any visible faults and keep a record of when problems first appeared. If you have the car inspected independently, make sure the report is from a qualified mechanic or engineer.

The Next Step

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Ask Consumer Rights Expert a Question
ConsumerRightsExpert Editor 24/05/2026 at 9:17 am
@Cheryl What happened to you sounds like odali sale fraud, and possibly title washing too if those airbags were cut out. Get straight onto the Indiana Attorney General's consumer protection division and file a complaint, and report it to the Indiana Secretary of State dealer services since he was clearly flipping cars through PROF Motors to dodge tax. Also speak to a consumer rights solicitor about rescinding the sale; the undisclosed total loss status is grounds. Keep the Carfax printout and the body shop's written assessment as evidence.
Cheryl 10/07/2023 at 3:53 pm
On June 16th I went to the bank and took out a car loan for $13.800, (in cash as the seller requested). I arrived at his house, which is where he had 2 cars for sale. I found this car on Market Place. I ask about safety, leaking ect. because the passenger door had a poorly repaired area and the door wasn’t 100% aligned. He took me through the car wash to show me that the window wouldn’t leak and then without my consent he took me to
PROF Motors
3241 Lafayette RD STE B.
INDPLS, IN 46222.
When we arrived he put me in a small room with windows and a bathroom across the hall. He brought another man in the room who only spoke a couple of sentences the entire time. He started counting the money while the other man started the paperwork. When he got to the money he showed me that he put $7,500.00 on the bill of sale paperwork, which is the amount I would pay taxes on at his dealership. Plus $100 in paperwork processing fees. “The rest I would be paying at the BMV,” he said.
He didn’t explain any of the paperwork. He simply told me where to sign. He handed me one key and pointed to the lobby. I stood there for a little bit and they said that, “I could leave.” I drove home and parked the car in the garage.
A week later I drove the car to a body shop to get an estimate on the car door repairs. He looked the car over and told me things that horrified me. The door was not aliened, the under frame is bent, ALL of the safety air bags had been “CUT OUT” of the car. He said the car had been in a bad accident. I was in shock. He told me to Google the VIN # on Carfax. The results were shocking to me. In the pictures the entire passenger side of the car was clearly destroyed. The final determination on that sight claimed that this vehicle is a “TOTAL LOSS VEHICLE.” I again had the feeling of fear and anxiety.
That was the only time that I have taken the car out of the garage. I can’t drive an unsafe car. No one should. I started doing research to see what just happened, what should I do, who do I call? I was able to find a few definitions of the law for this act of meaningless actions in the purchasing of this vehicle.
Please help. I am retired raising 3 grandchildren and my monthly earnings are $1,100 per month. It will take me 5 years to pay off the loan that I took. I don’t have repair money at all. Thank you for any advise you have for me.
Ujw 14/04/2023 at 11:59 am
I bought a 2017 Audi A4l for 13.5k from Peter Vardy with their extended warranty
They took out a brand new MOT on the day I bought the car in November 2022.
A couple of days after I got the car, I noticed droplets of some sort of a residue on my driveway. A tire pressure also came up despite the tires being inflated properly.
Took it back to PeterVardy and they said that the mechanic forgot to reset the tire pressure sensor, he gave me the car back and the warning light was gone. They said that there any oil leaks or anything.
Now it's April and there is a massive leak from under the car (Underside tray of car is also stained) and now they're saying that they can't repair it under warranty as this is not a mechanical problem and it will cost me out of my own pockets for whatever the reason is.
What are my rights?
Lescor 21/01/2023 at 2:12 pm
I bought a 2nd hand car from a dealer got it home and it now won’t start dealer says I have to arrange transport back to them ?
Stevie 22/03/2022 at 1:46 pm
My wife bought a brand new MG HS model we picked it up from the showroom on Friday the 18/3/22 we drove home which is not even 1/2 an hours journey gets home switch it of and it wouldn’t go again we had to get the AA to come and look at it on Saturday morning they couldn’t find what was wrong so we had it recovered back to dealer now they say it was a bad earth that caused the problem can I give them the car back for full refund or what rights do I have.
Bob 15/09/2021 at 2:43 pm
Bought a ford focus Zetec on 4year finance agreement, paid the final payment on the 9th Sept 2021 with the balance of £3600 to be paid on the 9th Oct 2021 but 3wks before the balance was due the car just died and after getting it checked out the mechanic said the cam belt was broken which would cost £850 to repair or just replace the engine but get this, the car is only 6years old and has only done 47000 miles, normally a new cam belt is due after 10years and 15000 miles, what are my rights?
Sara 27/01/2020 at 11:34 pm
Hello,
I bought a used car Audi A1 four months ago from a dealership. I have taken it on finance. The dealer has assured me that the car was in a perfect technical condition. I don’t know much about car mechanics so I didn’t think when he refilled the coolant to the proper level. I took a car and drove back to my town. Around a week or so later when I was going for a longer trip than usual the dashboard message showed up that I need to stop the engine, so I stoped on the nearest gas station to check the problem and then I found out that I possibly have a leak of the coolant fluid. I bought it and refilled it and on the next day I called the dealer as I assumed the car was on the one month warranty. He said that I can take the car to his mechanic to fix it (which is around 2h from my place) or take the car to the mechanic in my town. I left the car in the garage near to my place and the car was there for a week and a half until they found that one of the radiators is broken. I have contacted the dealership and he said that I have to claim my money back from the Handler Protect (the insurance company he suggested to sign the breakdown cover for extra £600 per 1.5 year). I though it was weird as to me he supposed to cover the car breakdown not the insurance company. I did what he said but the insurance company has rejected the claim as it was too soon from the day of transaction. I have also contacted my finance advisor about the whole situation, he contacted my dealer and he eventually agreed to cover the part cost but he said that I will have to pay the labour hours. I wasn’t happy but I thought I didn’t have a choice. I paid £150 for the labour hours and he paid £50 for the new radiator. I called the finance company again and they decided to credit me the £150 I paid. I got the car back and was driving only to work very close from my home for another two weeks and the situation happened again. My coolant fluid was below minimum so I called my mechanic and left the car to check the problem. I have also contacted the dealer and he said to do the same thing. I left the car for another week in the garage and they couldn’t find the leak. I took a car and left it by my home, it was already before Christmas so I have used it a few times and thought I will take it back to the garage after new year. After new year I was still on my holiday so I only started using it again around the second week of January. Couple days ago I had an incident with the car... when I stopped it after 10min driving I noticed weird noise from the mask so I opened it. There was a smoke because of the leak and high temperature of the engine. I called my mechanic and took the car to his garage, as it was after the situation they found the problem quite quickly. There was at least one more leak from the head gasket. The head gasket replacement plus labour hours will cost me at least £700-1000 which is a lot of money. It’s the same problem from the beginning. I think that the de
N 18/11/2019 at 4:46 pm
Hi, i Purchased a car from ebay only 2 days ago on the same day when i purchased car while driving on the way back car started shaking and making very loud engine and gearbox noise i contacted the guy who i bought the car from didn't get any response it was evening when i got back home and next day was sunday i sent the guy message on the phone on the ebay had no reply for him.
On Monday which is basically today i called him again no answer took car to garage they said engine and gearbox both have faults that's why its noisy. The guy didn't declared any faults in the Ebay listing also he said this car has not been used as a taxi , but the car has definitely been used in taxi as i found taxi Receipt book and some paperwork in the car boot when i was cleaning the car next day also found Transport of London sticker marker at the rear window.
Car which described as non fault drives like new had engine and gearbox fault and he sold it to me as a private car never been used in taxi is 100% confirmed driven as a Taxi. I paid him via online bank Transfer as he wanted cash or bank transfer i am sure now as he hid faults and use of taxi he must have Clocked the car too he said he is the owner of car not trader but on the logbook the trader slip was missing. Car is a 66 Reg car with the millage of 99k on it . I have sent him so many messages via ebay and texts that i will be taking it to Trading Standards and court unless he takea his car back and transfer me my money back.
Money i transferred him via online is £8205 which i used my overdraft facility to buy this car to use this car for my work. Now i am not able to drive this car and don't have any money to Repair my car can't get back to work without the car ao my earnings completely stopped what would you advise me please so i can get back to work quickly and what are my rights.
Thanks everyone for your kind Comments
Pati 09/08/2019 at 9:21 pm
I bought the car 37 days ago ( today is 09.08.2019) after that time while i was on the motorway traveling abroad the car had stopped saying gearbox need service. The next day after visited couple garages I've been told that car should be scrapped. The point is since i bought the car I've done 376 miles. Now car is dead. Mechanics said that the issue would happened before but if you delete the faults car could run that time but problem was still existing. I'm sure and mechanics as well that I was sold damaged car and haven't been told about that... do i have any rights? What can I do? Help please
StephH 26/07/2019 at 7:15 pm
Brought a van from our local mechanic for £2000. He said he put it through mot and had resolved the advisories.. we brought it home and noticed and oil leak. We notified him he said he noticed it but was nothing to worry about 8days later van blew up! Needs a new engine. He said he would fix it that was moths ago!
What rights do I have?
Jules 25/07/2019 at 8:13 am
I bought a car from a garage peugeot 308 convertible. £3,000 cash and £2,000 finance with Hitachi. This purchase was last November 2018. The warranty was 6 months. Over the last month the car has not been running properly, I took it to a local garage 4 times, and they put coolant in the car, the engine light went off, then came back on again a week later, I went back, I said it was not running properly, I had put coolant in and oil and I was told it needed diagonostic. I was told a cylinder was not firing. I booked it in for a day. When I picked it up, I was told it was only a spark plug.

4 days later, the engine sets on fire. RAC tow it to a RAC recommended garage and I am told, the car has never been serviced in 5 years. There has been catrosophic engine failure through lack of neglect. The mileage has been doctored 30,000. A coolant pipe from a Ford had been bolted on, which of course is not a standard repair and the list goes on.....It will cost £3,270 to put right - new reconditoned engine.

I have contacted Hitachi the finance company, who have been good so far, it is under investigation. Can you tell me what my rights are and what I can expect? Will the finance company pay for the repair?
Jules 25/07/2019 at 8:04 am
I bought a car, peugeot 308 from a garage last November 2018. I paid £3,000 cash and £2,000 finance with Hitachi. I have had problems with the car recently, engine light coming on, oil light. I took it to a local garage 4 times to report these problems ie putting in coolant and oil. Who did a diagnostic in the end and said that one of the cylinders was not firing properly and changed a spark plug. they had the car in the garage all day and told me that that the problem was a spark plug. 4 days later the engine sets on fire. It will cost £3,270.00 to put right. It has had catrosophic engine failure. I had to RAC tow me and take me to an RAC recommended garage. The car has NEVER been serviced. It is 5 years old, The clock has been doctored 30,000 miles. The oil has become contaminated to the point it is combustible, the oil filter never changed. A coolant pipe has been repaired with a Ford part and bolted together. the list goes on...... I have been let down by the garage that sold me the car and then again by the garage locally. I have been informed that the garage that changed the spark plug would have known that the condition of the engine was not good and it required servicing looking at. I just cannot understand the negligence of all of this. I have contacted Hitachi and they are helping me with an investigation into the car. What are my rights? what can I expect the finance company to help me with? Will they pay for the repair to the car? Any advice would be appreciated.
I am completely shocked.
Dominic 06/07/2019 at 8:06 pm
Just bought a car sold as seen. Signed unroadworthy condition but it can with an mot. I asked if the car drove garage said yes. Didnt even get 20miles car is dead. Garage refused refund or collection. Said see you in court. What do i do?
Kyarie 19/02/2019 at 5:24 pm
Hi
I bought a vehicle to export abroad had no warranty and vehicle broke on way from dealer to port. Was towed to port but cannot start and get its self into the vessel.
Do I have a right to claim my money back or repair from the dealer? What are my rights?
Tracy 14/12/2018 at 8:13 pm
I sold a old car privately who told me she was a car dealer ‘ the car is 2002 reg with current mot new tyres and clean condition ‘inside ‘out side had a few small scrapes and the bonnet paint was a bit flaky which was explained in the advert ‘ the car had been in my family for 5 years it had been well garage maintained ‘I sold the car to a lady for 250 cash ‘ she tried the car out and was happy with it she drove car home and tex me cars fine and they got home safely ‘ ‘ 2 days later she tex me and said the engine blew up she wanted a full refund and wanted me to collect the car !!
Smc 25/10/2018 at 9:42 pm
Hi.
Today my brother purchased his 1st car from a dealership. Cost him £3000 paid with a debit card. My dad collected/drove car home. It broke down on moterway after 5miles.
White smoke blowing out/lack of power.
I have found lots of bad reviews about issues with this garage/service/cars.
I don't think it'll be likely they refund him?
My brother has contacted his bank to cancel the payment. He will try to return the car tomorrow as garage was closing as this all happened.
Can anyone please tell me what they think the best thing to do is?
Do we have any rights to attempt to cancel payment?
Thank you
J 07/09/2018 at 10:34 pm
Hi, bought a Mini Cooper privately 6days ago and today the gear box has gone, can you tell me if I just have to get it fixed my self or I’m I in any Wright’s to get money back with it only been 6dayd? I’ve rang the man to tell him and he said no sold as seen, his son his a mechanic just has me thinking did they know already?
TB74 15/07/2018 at 5:45 pm
My son bought a car privately and paid £5000 by bank transfer, he drove it 10 miles and then it broke down. He is having to have it recovered 400 miles home as the buyer refused to take car back and became abusive. AA don’t know what is wrong with car but suggests the engine could be unfixable.
Shellyf 19/06/2018 at 4:27 pm
Hi I purchased a 2011 ds3 back in Dec 2017, 59,830 miles on it have had jiggly issues parking sensor not working, exhaust mounts all 4 needing welded, discs and pads badly worn and pitted in April the engine light Cameron has been in and out of garage with warranty covering cost and now has a turbo actuator arm problem the finance company are telling me if it was inherent at time of purchase I’m not entitled to repair through them and I will have to foot the bill. Is this correct and what has happened to my consumer right side if this is the case as it is still faulty within 6 months
lou 09/05/2018 at 6:27 pm
Hi I bought a vw golf tdi 2.0 diesel for 2000 with 106.000 on the clock I got it from a car dealership, i had it for about a day and the turbo had gone and loads of smoke coming out the exhaust i pulled over staight away and got greenflag to get me home all i want is it to be repaired as ive already had to put a new starter motor on it since ive bought it which isn't long..should the dealership be liable to pay for the repairs?
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